About Me

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I am the Pastor/Teacher of Rivers of Joy Baptist Church in Minford, Ohio since August 2008.  I am married to Charity since June 14, 1969.  I have four grown children.   Having served in the local church for over forty years as Pastor/Teacher, Asso., Youth Pastor, Minister of Education, Building Upkeep, Camp Director, Sunday School Teacher, etc. Also I have worked in the public place for as many years as I have preached. Charity and her sister are co owner of Union Mills Conf. (Bakery) in West Portsmouth Ohio


Part Two

Having a secular understanding of how economy works is good. Econ 101 is good to learn. To understand how products are priced will help us to stay calm. Then having a biblical understanding of living in our economy is good to learn. Knowing facts gives us some control over our feelings and thinking. If I know why gasoline prices are up, if I know why Union Mills have to price full size cakes at nearly $50, and why prices at Mex-Itali have to be raised, then I am more calm, and I know if I have to make some adjustments in those produces I buy.

There are many resources that can give us good direction. I researched the pricing of gasoline this week. Why have the price of gasoline raised? Research does help you understand what is really going on in the pricing of any commodity. Now to know these fact we can learn from the people who know these things.

The second point I want to point out: Understanding how we as Christians should respond to the raising prices of commodities. To know how we should respond and live in this culture, we need to turn to the Word of God.

Over the last forty years we have certainly learned from a few Christian teachers on this subject of financial issues. We have being to a number of financial workshops by Christians teachers. There really has being no shortage of resources on this subject.

Personally I am no authority on this subject, I can certainly say, I have studied the topic, tired to put in place some of the principles we have learned. And I might add while we have tried to practice good financial principles over the years, there have being many times in which we have failed in this area. But simply because you have failed is no reason to quit trying to do it better the next time.


We need a right biblical view of the purpose of spending and buying and wealth.

  1. If we think that we can get rich by our own power, we will become the victims of our own schemes….”For it is (God) that gives you power to get wealth.” Deuteromomy 8:18

  2. The purpose of money is not to free us from daily dependence on God, but to demonstrate God’s love and power in our lives. “If God so clothe the grass of the field, which to day is, and to morrow is cast into the oven, shall he not much more clothe you, O you of little faith.” Matthew 6:30

  3. You have heard the ad “BE YOUR OWN BOSS?” Really that is not correct. We don’t live like we really would like. I really truly would like to buy a Nissan GTR . Chevy Corvette Z06 vs. Porsche 911 Turbo. But the Porsche 911 cost over 135,000 dollars. So we need to accept Scriptural restraints, and go to K Mart and buy a Hot Wheel Porsche 911 Turbo for lest than a dollar. “For he that is called in the Lord, being a servant, is the Lord’s freeman; likewise also he that is called, being free, is Christ’s servant.” I Corinthians 7:22

  4. If we fail to fully apply God’s principles of the usage of money, God sometimes allows riches with sorrow or the devouring of our assets. “You looked for much, and, lo, it came to little, and when you brought it home, I did blow upon it. Why? Said the Lord of hosts, Because of mine house that is waste, and you run every man unto his own house.” Haggai 1:9

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